Giving money as a gift can feel boring and not very personalized. But, with these clever money gift ideas, you can take your money gift-giving from boring to insanely fun and exciting to give and receive.

unique clever fun money gift ideas- an image of money in a chocolate box, a money rosette, and a candy jar with money hidden in the middle

Everyone appreciates getting a cash gift, right? However, giving cash always comes off as not only a little bit boring but also kind of impersonal. That’s probably because they haven’t tried these amazing money gift ideas!

When you receive a card in an envelope, you know what’s there before opening it. Cold hard cash. Because nothing says “I love you” or “I care about you” like a card full of money. 

But isn’t it time to let that special person in your life know that you really care?  Try out one of these creative ways to give money so that you can show the people in your life that you know and care about them. Not only that, but they will have a blast trying to take some of these apart to actually get to the cash. 

These cute ideas will make giving money more fun for both the giver and the recipient!

Fun & Clever Money Gift Ideas for Any Occasion

Are you looking for more creative ways to give money?  Then check out these must-try money gift ideas! These make great gifts for teens and those in your life who already have everything. 

We guarantee that these are a lot more fun to receive than a plain greeting card.

money gift ideas image collage

Be sure to check out our lists of gift ideas while you’re here!

1. Nothing Says “Love” Like Some Dough (Money That Is!)

For teenagers and college students (and sometimes adults as well), nothing says “I love you” like the gift of cash. Try putting it in a pizza box for a big surprise and we guarantee you’ll love the expression on their face when they open it up!  Give the gift of dough with these creative ways to gift money for graduation, Christmas, and birthdays. Hot tip: You might want to have some real pizza hidden away just in case they really wanted a slice of that cheesy goodness. 

Here’s another way to gift it! 

Creative money gift ideas- money in a pizza box

2. Perfect for a Wedding Gift

Are you attending a wedding? Start a “stache” jar (get it… stash?) for the couple. Later, the jar can be repurposed by the happy couple for cookies, a coin jar, a candy jar, or even a fun decor piece. This fun gift idea could even be revamped to give as a graduation, baby shower, or housewarming gift. The possibilities are endless!

Money Stash Jar gift idea- Money in a jar for wedding or graduation gift

3. Money Origami

Put a unique spin on giving money this graduation (or birthday) season by folding the bills into dress or shirt shapes. Tween and teen girls will love this fun idea! Give them a folded money wardrobe for their graduation or birthday! Use floral wire to make easy “hangers”.  There’s also a tutorial for a cute shirt and necktie if you’re wanting to give this creative money origami to a boy. 

Money Gift Ideas for teens and tweens- money folded into shapes of dresses or shirts

4. Be a Star

Graduation is definitely a time to celebrate and the graduate is the absolute star! Giving your grad a gift of money? Try this method and enjoy the surprise on your grad’s face! You’ll make that special person feel like a true star after giving them this interlocking money star! This makes a perfect gift for celebrating those special milestones in life. 

Interlocking Money Star gift idea- money in the shape of a star

5. Origami Rosette

Origami stars and clothes just not your thing? Try an Origami Money Rosette instead! Take gifting money to the next level with this rosette tutorial. Imagine the look of surprise on your loved one’s face when they see this! If you have a small wrapped gift to give, add a fun surprise to it with a money rosette. Isn’t it gorgeous? 

fun money gift ideas- money rossette as bow for present
Money Rosette from Just Something I Made

6. Say “Goodbye” to the Envelope

Envelopes are so overdone and…you guessed it! Boring! Instead of opening their gift, try giving a money roll instead.  Use a toilet paper roll to create a simple and fun way to gift money. By putting the money in a toilet paper tube you’ll create a gift the recipient can unroll. Fun tip: save the largest bills for the end for a real surprise! 

Simple and creative money gift ideas- money rolled into a toilet paper roll

7. A Chocolate Box of Money

Give a chocolate box of money! Empty a box of chocolates (by eating them, of course) and fill the wrappers with money instead. Check out this tutorial to transform an empty box of chocolates into a fun and creative gift of money. You get chocolate, and the recipient gets cash. It’s a win-win for everyone!

Unique money gift ideas- put money in an empty chocolate box

8. Give a Money Tree

We’ve all heard the old saying that “money doesn’t grow on trees”, but it can when you give a money tree gift!  Love the idea of a pretty money topiary in a flower pot as a fun money gift idea. Learn how to make a Money Topiary – the perfect gift idea for a crafty way to give them what they really want. Great step-by-step tutorial.

Unique and creative money gift ideas- money made into a tree

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9. Hide it in Something Ordinary

Use an ordinary and unexpected everyday item to stash the cash. For example, a chewing gum container or chopstick tube. No one will ever suspect there’s money in there! It will take them by complete surprise!

10. Fun Money Gift Box

If you’re looking for fun ways to give money, look no further. Simply wrap a tissue box and stuff money inside. This fun gift box idea is a DIY birthday gift that can be customized for any occasion and is made from items you probably have in your home!

This works well during the winter holidays…You can even keep them guessing by adding a little weighty object at the bottom of the box. ?

Fun money gift ideas- money in decorated tissue box

11. Make Them Work For it

Looking for unique money gift ideas for birthdays? Learn how to put money and gift cards into balloons so that the recipient has to find the gift! Put the money inside balloons that the recipient must pop in order to get the cash. This works well for gift certificates, too, and makes getting them a LOT more fun, especially for the little ones. 

BONUS: Confetti Money Balloons

Want to make your money gift-giving extra sparkly?  Money balloons with confetti are the most fun way to give money as gift, because if you’ve learned anything so far in this blog, it’s that cards are BORING! Get inspired and make these festive money balloons. Add some confetti in your money ballons for a fun blast of sparkle that every little girl is sure to love! 

Unique and fun money gift ideas- money and confetti in a balloon

12. Make a Money Lei

If you’re heading to a luau-themed party, then a money lei makes the perfect gift! It’s easy to make and looks unique and incredible! Learn how to make  money leis in this easy-to-follow tutorial on how to make these fun and practical graduation or birthday gifts!

Fun and creative money gift ideas- money made into a lei for a tropical theme gift

13.  Make a Money Wreath

If you’re looking for creative money gifts for any occasion, this one couldn’t be better! Make a wreath with little bills that are rolled to look like diplomas for graduation or simple with ribbon for other occasions! This money wreath would make the perfect gift for a housewarming shower!

14. Frame It

In case of emergency, break the glass. Here’s a quick and fun way to give any amount of cash as a gift. These quick “In An Emergency Break Glass” Graduation gift frames contain any amount of cash.

15. Christmas Money Tree

Need money gift ideas for Christmas? Take the money tree idea and make it holiday-themed with this cute Christmas money tree. This tutorial will teach you how to make a creative Christmas-themed money tree. It’s almost too cute to tear apart (almost). 

Try making it this way, too

Fun money gift ideas-holiday themed money tree, money made into a christmas tree

16. A Hidden Surprise

This is a bit of a tricky money gift! They think they’re getting a jar of candy (which is a pretty awesome gift in and of itself), but there’s a hidden money stash waiting for them in the middle! This is a fun and creative money gift idea that will be a pleasant surprise for the recipient!

17. A Little Extra Dough

If you are looking for a fun and unique way to give money as a gift, find out how to give a little extra “doh”. Because let’s face it, there are times in everyone’s lives when they could use a little extra dough! This couldn’t be an easier creative way to give money!

Fun and simple money gift ideas- money inside a playdoh tub

Give the Gift of Money with these Fun and Clever Money Gift Ideas for Any Occasion

On most occasions, the gift of money is helpful and appreciated. For example:

  • Graduations
  • Wedding Showers
  • Housewarming Showers
  • Baby Showers

However, there are those times when you want to give something that has a little more personality and thought than a card of cash, but you simply have no idea what else to get them. So you end up resorting to giving them the ultra-versatile gift of cash, even if it feels a bit boring and impersonal for the occasion. 

Whatever the case may be, put some thought into it and try using one of these creative money gift ideas to bring some fun and life into your money gifting. With just a little time and effort, you can make it a fun and unique gift they’ll remember for years to come.

How to give gifts in fun ways spanish- comoc regalara dineero de manera divertida

More Gift Ideas from One Crazy House


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11 Comments

  1. With tons of teens in the family I’m always looking for creative ways to give money and these are fantastic! So many fun ideas. Thank you!

    1. Seriously! Why is it so hard to buy for teenagers? They always just want money so these creative ways to give money is super helpful!

  2. Two of my kids are at the age that they really want money as gifts more than anything else. I am always a little bummed because that is no fun for me. The money gift ideas here are actually really cute!

  3. My mom gives my kids money every Christmas and each year she uses new fun money gift ideas to present it. One year she even created a Christmas tree lot complete with money trees and lights like a real tree lot. It was extravagant but the kids loved it!

  4. I always hate giving money as a gift, it feels so boring. I can’t wait to try some of these creative ways to give money for birthdays and Christmas this year!

  5. When kids are beyond the toy stage it’s tough to find unique gift ideas! These creative ways to give money to them is exactly what I was looking for. I don’t like just to hand them a check or cash – this is so much more fun!

  6. Oh my gosh I love these money gift ideas! My nephew just had a birthday and he’s a tween and thought the idea I used was SO COOL!

  7. Oh, my goodness, I just love creative and clever money gift ideas – and this list is superb! This will come in so handy when I’m scrambling for gift ideas at Christmastime!!

  8. These are great! I have been trying to find cute money gift ideas for our teens— these are perfect. I’m bookmarking this one for b-days and Christmas! 🙂

  9. I love these ideas! Money is always a great gift, but sometimes I can’t help but feel like I’m being lazy… now I’ve got some creative ways to give money – thank you so much.